Mr. AO Yifan is the Deputy Governor of the Bank of Hangzhou. He holds a Master of Project Management from Zhejiang Gongshang University. He is a senior economist, Chairman of the Board of Supervisors of Hangzhou Data Resource Development Association, Director of the Executive Committee of the “valuezone.cn” Zhejiang Strategic Cooperation Alliance of Incorporated Financial Institutions, and Director of the Financial Technology Innovation Laboratory. He has long been organizing the operation and management undertakings of the Bank of Hangzhou in the fields of financial technology innovation, asset and liability management, financial refinement management, and capital market business development. He has participated in the preparation and revision of financial market rules and regulations organized by the head office of the People's Bank of China on many occasions, and has led numerous studies on information technology risk management in the banking industry.