Smart Finance Group was founded in 2013. Its mission is to leverage technology to enable China’s underbanked population to access credit online quickly and conveniently. The company was the first large scale player in China to integrate AI into the entire credit lending process. From user / customer perspective, the company provides three products, including “Yongqianbao” mobile APP, “I.C.E.” risk management engine, and “Huichengbangbang” credit process management system. The company also provides tailored-made technical and product solutions of the credit loan process to business partners, suh as Super APP and financial institutions. Because of its smart business model, professional technical team and well-organized operation, Smart Finance Group has raised more than RMB 670 million financing.