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ZRobot is a wholly-owned subsidiary of JD Finance.Based on multi-dimensional variables combined with rich application scenarios and using professional technologies such as data mining and machine learning, we are committed to building a credit ecosystem in the context of big data. As an intelligent data technology service provider of JD Finance, ZRobot based on big data and flexible risk management model, assess business risks in real time and provide intelligent risk management solutions for Banks, consumer finance companies, automobile finance and other financial institutions, to improve the overall risk management ability of enterprises.